Pradhan Mantri Awas Yojana: Affordable Housing for All
The Pradhan Mantri Awas Yojana (PMAY) is a government initiative launched in 2015, aimed at providing affordable housing for the economically weaker sections of society. The scheme’s goal is to build 2 crore homes for the urban poor by December 31, 2024. To benefit from PMAY, you need to qualify as a beneficiary, and this information is available on the PMAY list.
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How to Check Your Name in the PMAY List
For Urban Areas:
Visit the Ministry of Housing and Urban Affairs website.
Click on ‘Select Beneficiary’.
Choose ‘Search by Name’ from the drop-down menu.
Enter the first three characters of your name and click ‘Show’.
For Rural Areas:
Visit the PMAY-Gramin website.
Enter your registration number and click ‘Submit’.
Click ‘Search’ to see if your name is on the list.
Features of Pradhan Mantri Awas Yojana
Interest Subsidy: Beneficiaries can receive up to a 6.5% interest subsidy on housing loans, with a tenure of up to 40 years. The subsidy amount varies by income group.
Eco-Friendly Construction: Houses will be built using eco-friendly and sustainable materials and technology.
Preference for Vulnerable Groups: Senior citizens and differently-abled individuals will be prioritized for ground floor accommodations.
Widespread Coverage: The scheme is available in 4,041 statutory towns.
State-Wise List of Completed Houses under PMAY
State/UT
Houses Sanctioned
Houses Completed (%)
Andhra Pradesh
20,05,932
16%
Uttar Pradesh
15,73,029
27%
Maharashtra
11,72,935
23%
Madhya Pradesh
7,84,215
40%
Tamil Nadu
7,67,664
38%
Karnataka
6,51,203
25%
Gujarat
6,43,192
58%
West Bengal
4,09,679
46%
Bihar
3,12,544
21%
Haryana
2,67,333
8%
Chhattisgarh
2,54,769
31%
Telangana
2,16,346
45%
Rajasthan
2,00,000
38%
Jharkhand
1,98,226
38%
Odisha
1,53,771
44%
Kerala
1,29,297
55%
Assam
1,17,410
15%
Punjab
90,505
25%
Tripura
82,034
50%
Jammu
54,600
12%
Manipur
42,825
9%
Uttarakhand
39,652
33%
Nagaland
32,001
13%
Mizoram
30,340
10%
Delhi
16,716
–
Puducherry
13,403
21%
Himachal Pradesh
9,958
36%
Arunachal Pradesh
7,230
25%
Meghalaya
4,672
21%
Dadra and Nagar Haveli
4,320
51%
Ladakh
1,777
21%
Daman & Diu
1,233
61%
Goa
793
93%
Andaman and Nicobar
612
3%
Sikkim
537
45%
Chandigarh
327
–
Lakshadweep
0
0%
Eligibility Criteria for the Credit Linked Subsidy Scheme (CLSS)
For LIG/EWS Category:
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The family must include a husband, wife, and unmarried children.
The household’s annual income should be between Rs. 3 lakhs and Rs. 6 lakhs.
The property should be co-owned by a female family member.
Eligible for a 6.50% interest subsidy.
For MIG I & II Categories:
Annual household income should be Rs. 6 lakhs to Rs. 12 lakhs for MIG I, and Rs. 12 lakhs to Rs. 18 lakhs for MIG II.
A female co-owner is desirable.
An adult earning member, whether married or unmarried, is considered a separate household.
MIG I is eligible for a 4.0% subsidy, while MIG II is eligible for a 3.0% subsidy.
Note: The PMAY subsidy scheme for the MIG I & II categories is no longer available. The EWS & LIG category was valid until March 31, 2022, and MIG I & II until March 31, 2021.
List of States and Union Territories Under PMAY
The PMAY scheme is implemented across various states and union territories, including:
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chandigarh
Chhattisgarh
Dadra & Nagar Haveli and Daman & Diu
Delhi
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Ladakh
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Odisha
Puducherry
Punjab
Rajasthan
Sikkim
Tamil Nadu
Telangana
Tripura
Uttar Pradesh
Uttarakhand
West Bengal
To check your name and learn more, visit the official PMAY websites.
