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The Indian government has introduced a new facility for ration cardholders, allowing them to complete their Electronic Know Your Customer (E-KYC) process from anywhere in the country. This eliminates the need to return to their home district to complete the E-KYC process, especially for individuals residing in other cities due to work or other reasons. Let’s explore the details of this facility, its benefits, and the step-by-step process to complete E-KYC.
What is E-KYC?
E-KYC stands for Electronic Know Your Customer. It is a digital verification process used by financial institutions and businesses to authenticate the identity of customers remotely. The process involves biometric authentication using Aadhaar, ensuring a secure and efficient method of identity verification.
New Facility for Ration Card E-KYC
The government’s initiative to enable E-KYC from any location in the country is a significant relief for millions of ration cardholders. Earlier, individuals had to travel back to their home districts to complete the process, which was time-consuming and expensive. This new provision allows them to complete their E-KYC at their current place of residence by visiting a nearby ration dealer equipped with biometric verification machines. This facility is particularly beneficial for individuals living away from their home districts.
Key Highlights of the New E-KYC Facility
- Accessibility from Anywhere: Cardholders can now complete their E-KYC process from any city or town without traveling back to their home district.
- Biometric Verification: The process requires biometric authentication, which can be done at any authorized ration dealer’s shop.
- Free of Cost: The E-KYC process is entirely free. If any dealer demands a fee, a complaint can be lodged against them.
- Time-Saving and Cost-Efficient: The new facility saves time and money for millions of beneficiaries who previously faced logistical challenges.
- Prevention of Card Cancellation: Completing E-KYC ensures that the ration card remains active and is not canceled due to non-compliance.
Importance of Ration Card E-KYC
The E-KYC process is critical to ensure the authenticity of ration cardholders and prevent fraudulent practices. Failure to complete E-KYC can result in the cancellation of the ration card. Hence, it is imperative for all cardholders to complete the process at the earliest.
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Benefits of the New E-KYC Facility for Outstation Residents
This facility is especially advantageous for individuals residing in different states or districts. For example:
- Time and Money Savings: People no longer need to spend money on travel and take leave from work to visit their home district.
- Convenience: The process can be completed at the current place of residence.
- Relief for Migrant Workers: Millions of migrant workers who are registered in their home states can now complete E-KYC without any hassle.
Statistics on E-KYC Progress
As of now, approximately 13.75 lakh out of 38 crore ration cardholders across India have successfully completed their E-KYC. This highlights the need for widespread awareness and prompt action to ensure all cardholders complete the process before the deadline.
How to Complete Ration Card E-KYC?
There are multiple methods to complete the E-KYC process:
1. Online Method via Mobile or Computer
You can complete E-KYC from the comfort of your home using the official Food and Logistics Department portal. Follow these steps:
- Visit the official website of the Food and Logistics Department.
- Search for the “Ration Card KYC Online” option.
- Fill out the form by entering the names of all family members.
- Enter your ration card number and other details.
- Submit the required biometric verification using Aadhaar.
- Enter the OTP sent to your registered mobile number.
- Complete the biometric verification process.
- Click on the “Submit” button to finalize the process.
2. Offline Method via Ration Dealers
If you prefer an offline method:
- Visit a nearby ration dealer equipped with an e-PoS (Point of Sale) machine.
- Carry your Aadhaar card and ration card.
- Provide biometric verification for all family members listed on the ration card.
- The dealer will complete the E-KYC process on your behalf.
3. Using Aadhaar for E-KYC
Steps for Aadhaar-based E-KYC:
- Visit the official Aadhaar website.
- Enter your Aadhaar number and other required details.
- Use OTP for identity verification.
- Upload scanned copies of necessary documents.
- Submit the application and check your status online.
Documents Required for Ration Card E-KYC
To complete the E-KYC process, you will need:
- Aadhaar Card
- Ration Card
- PAN Card (optional)
- Passport (optional)
- Driving License (optional)
How to Verify E-KYC Status?
You can verify your E-KYC status through the following steps:
- Visit the website of your state’s Food and Supply Department.
- Look for the “Check Ration Card E-KYC Status” option.
- Enter your ration card number or Aadhaar number.
- View your status, which could be:
- Validated
- Registered
- On-Hold
- Rejected
State-Wise E-KYC Links
Several states have provided dedicated portals for completing the E-KYC process. Here are some examples:
- Uttar Pradesh: Visit the official UP Food Department portal.
- Bihar: Access the Bihar Food and Supply Department website.
- Maharashtra: Complete E-KYC via Maharashtra’s Food Department portal.
- Rajasthan: Use the Rajasthan E-KYC portal.
- Tamil Nadu: Visit the Tamil Nadu ration card website.
- Karnataka: Access Karnataka’s online E-KYC service.
Deadlines and Penalties
The deadline for completing E-KYC was initially set for June 30, 2024, but it has been extended to September 30, 2024. Failure to complete the process by the specified date can result in the cancellation of the ration card.
Frequently Asked Questions (FAQs)
Q: What is E-KYC?
A: E-KYC is an electronic process to verify the identity of individuals using Aadhaar.
Q: How to check E-KYC status?
A: Visit the Food and Supply Department’s website and use your ration card or Aadhaar number to check the status.
Q: Is there a fee for E-KYC?
A: No, the E-KYC process is completely free.
Q: Can I complete E-KYC from a different state?
A: Yes, the new facility allows you to complete E-KYC from any state in India.
Q: What is the last date for completing E-KYC?
A: The last date is September 30, 2024.
Conclusion
The introduction of the Ration Card E-KYC facility is a revolutionary step by the government to make essential services accessible to all. This initiative not only simplifies the process but also ensures convenience, especially for those residing away from their home districts. By completing E-KYC on time, cardholders can continue to enjoy the benefits of their ration cards without any interruptions. Ensure to utilize this facility and complete your E-KYC at the earliest to avoid any inconvenience.